Description: This presentation is from the Digest of Informal Discussion, Transactions of Society of Actuaries 1955 Volume 7, Number 17. The speakers discuss per policy expenses. Topics include identification of expenses directly dependent on number of policies, impact on determining premium rates and dividend scales, use of policy fees, interaction with other assumptions, and methods in the U.S., Canada, and other countries to grade premiums by policy size.

Description: This general session discussion looks at: A. Methods available to decide the percentage of the premium that should be used for life insurance, weekly indemnity benefits, hospitalization and surgical benefits. B. Formulas devised for computing contingency reserves for possible losses on mortgage loans and real estate. C. Extent to which companies are using participating forms for the following coverages: 1. Annuities in the benefit stages and/or supplementary contracts involving life contingencies after expiry of the term certain period 2. Family income and other decreasing term rider benefits 3. Extended term insurance D. Methods developed for pricing annuities and settlement options derived from an annuity table without provision for mortality improvement

Description: This is a discussion about the adoption of 1958 CSO Table. From Transactions of Society of Actuaries 1962, Vol. 14 Pt. 2

Description: It is the purpose of this paper to present a table of accidental death rates, based on the new intercompany experience data, that is believed to be suitable for use as a valuation standard. From Transactions of Society of Actuaries 1959, Vol. 11, No. 31.

Description: This discussion looks at the projection factors set forth in the Jenkins-Lew paper and the implications with respect to individual annuities, life income settlement options and group annuities. From Transactions of Society of Actuaries 1950, Vol. 2, No. 3.

Description: This discussion looked at the recent mortality experience under term insurance plans before and after conversion, as well as evidence of a reversion to the experience of the 1920's and early 1930's in the mortality on large risks. From Transactions of Society of Actuaries 1949, Vol. 1, No. 1.

Description: This paper raises the following questions regarding mortality and underwriting: How does mortality under term insurance compare with that under permanent insurance? To what extent should large amounts of accidental death benefits be a matter of underwriting concern? What are the pros and cons of issuing triple indemnity benefits as an adjunct of life insurance policies? From Transactions of Society of Actuaries 1960, Vol. 12, No. 34.

Description: This is a panel discussion on the mortality of smokers and nonsmokers. From Transactions of Society of Actuaries 1964, Vol. 16 Pt. 2

Description: This brief paper summarizes work related to the 1958 CSO Tables. From Transactions of Society of Actuaries 1960, Vol. 12, No. 34.

Description: This discussion addresses the following questions about health insurance maternity benefits: 1. What has been the claim, lapse, and expense experience on hospital-medical policies with maternity benefits issued to young married couples? 2. To what extent have hospital-medical policies been introduced with reduced maternity benefits during the early policy years or with no maternity benefits? 3. What other measures are being used to provide maternity benefits on a self-sustaining basis? 4. Are these measures effective? From Transactions of Society of Actuaries 1963, Vol. 15 Pt. 2